Suppose you need to create a background and text in a jiffy, but you do not have much time on your hands, you can do it with this tutorial.
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Step 1 : Go to File>New.
Step 2 : When the New Layer dialogue box opens change the Color Mode to Grayscale from the drop down. Click ok.
Step 3 : Make sure that the Foreground is set to Black and Background to White. It is the default setting. If it is not press 'X' then 'D' on the keyboard to set it to the default.
Step 4 : Click the Gradient Tool.
Step 5 : Click the Linear Gradient.
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Step 6 : Drag from the top left hand corner to the right bottom corner with the Gradient Tool and you will get this effect. You can drag any direction you please also. In that case you will get a different effect. It does not matter. It will do as well.
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Step 7 : Go to Image>Mode>Indexed Color as shown.
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Step 16 : Draw a selection anywhere on the Background you like with the Rectangular Marquee. I have drawn it at the right bottom.
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The Stroke has been applied. It looks like a white border.
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Step 28 : On the top panel where the white arrow points to click to reveal the Fonts available and can select one you like. Also on the top panel on the right you can set the size of the font by putting a value in the Points box.
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Step 32 : When you click the box the Select Text Color box appears. The colors in the middle is called the Spectrum. Note the slider at the bottom. You can push it up and down the Spectrum to select the color.
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Step 33 : I have clicked on the Black at the bottom. Note that 'New' on top changes to Black instantly or what ever color you click on.
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Step 34. Do not bother with the color of the text. We will be using something else. Click on Styles on the right panel.
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Step 36 : Clicking on the tine Black arrow will reveal this menu which shows the other Styles. I wish to pick Text Effects 2. Click it.
Step 37 : As soon as you click on a Style, this dialogue box opens. Click Ok.
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Step 38 : This is the Text Effects 2 Styles.
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Step 40 : This is how the Text looks like. You can experiment with the other Styles and apply them according to your choice.
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Step 41 : Click the Move Tool shown earlier. A selection will appear around the Text. Hover your cursor on a corner and a smalldouble headed bent arrow will appear. You can use it to rotate the Text to your liking.
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The Text after rotating.
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This is how my Text looks like now. You can change it at will.
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Step 44 : Click the Move Tool. A selection appears around the Text. Drag the selection to make the Text larger if you want to.
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The completed image. Try it out. It is easy enough.